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We don't try to be everything to everyone; we simply aim to be the absolute best at the few things that truly matter.

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Why work with RE?

We’re the best reinsurance partner

Capital alternatives

Tap into new funding sources and expand their capacity for risk coverage

Achieve higher ROE

With innovative risk assessment methodologies, streamlined processes, and strategic partnerships

Future oriented & agile

We consistently embrace emerging technologies & adapt to stay ahead in the evolving market

Underwriting Interests

Re a fully collateralized Reinsurer domiciled in the Cayman Islands with an affiliated office in San Francisco, CA. Our strategy is to be disciplined and patiently develop long term profitable relationships with companies that are like minded. Re is not purely opportunistic but rather seeks out business partners that fit our long term view of underwriting and in turn creates a true value proposition to all parties. Re has significant financial backing and the ability to access additional capital to support future growth.

Re is a US tax paying entity under section 953(d) of the US tax code.

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Our Risk Appetite

  • Aviation

  • Business owners

  • Commercial multi peril

  • Embedded insurance

  • General liability

  • Homeowners

  • Inland Marine

  • Personal & commercial auto

  • Professional liability

  • Umbrella liability

  • Workers compensation

Re Leadership


Karn Saroya

Founder and CEO of Re

Karn has spent over a decade at the intersection of insurance and technology. Having worked across personal and commercial lines, digital direct and traditional distribution models Karn brings a wide lens to reinsurance. Prior to founding Re, Karn built Cover Financial from the ground up, a VC-backed insurtech platform that spanned direct-to-consumer digital offerings, and solutions for small agents.


James Norris

Underwriting Officer

James brings over 30 years of reinsurance experience and expertise to Re. He co-founded insurtech leader B2Z Insurance, serving as Chief Actuary and Growth Officer. Previously, James held senior roles at EC3 Brokers, Greyhawk, Atlas General, and Greenlight Re. James loves reinsurance and solving its toughest puzzles. His decades of experience give him unparalleled vision into where the industry's been and where it's headed.


David Hampson

Strategic Advisor

David brings over 45 years of reinsurance expertise to Re as Strategic Advisor and Board Member. Instrumental in launching Willis Programs into a $5B powerhouse, David served as President and CEO until 2016. Though unofficially retired, David continues to mentor the next generation of reinsurance leaders. His decades of expertise meet an undiminished thirst for innovation in the space.

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