Insights

Essays, research, and updates from the team building the capital market for insurance risk.

Ecosystem/May 23, 2026/6 min read

Stablecoins Hit $260B. RWAs Grew 10x. Reinsurance Is Next.

DeFi spent its first decade competing for 3% of global finance. The rails for the other 97% have finally been built. Re is the first protocol positioned to hold real reinsurance capital at institutional scale.

Read article →

Filter by topic

News/May 15, 2026/6 min read

What the Clarity Act Gets Right About Distribution Structure, and Why Re Fits In

Re's reUSD generates distributions from insurance premiums — not stablecoin holdings, not leverage, not token emissions.

Read article →

Ecosystem/May 13, 2026/5 min read

What We Heard at Consensus Miami, and Why Re Was Ready for It

Consensus Miami confirmed what Re has been building toward: institutional capital is looking for real revenue, credible risk infrastructure, and structured exposure. Here's what we heard, and where Re stands.

Read article →

News/May 11, 2026/10 min read

Investor Memo: April 2026

$100 million moved from liquid backing into Cover Re SPC to fund diversified underwriting activity, as the platform's $358 million portfolio continues to scale.

Read article →

News/May 11, 2026/7 min read

Welcoming Blanca Qin as Our New Head of Casualty

Blanca joins from RenaissanceRe, where she structured and priced casualty reinsurance treaties across a range of cedants and programs.

Read article →

Ecosystem/May 8, 2026/7 min read

$475M TVL Re Transitions From LayerZero to Chainlink CCIP To Expand Distribution of reUSD

$475M TVL Re Transitions From LayerZero to Chainlink CCIP Expanding reUSD Distribution Following an internal evaluation of cross-chain infrastructure, Re is migrating from LayerZero to Chainlink CCIP as its exclusive bridging infrastructure to power the expansion of reUSD across the multi-chain ecosystem. The most secure cross-chain solution. Today we’re sharing that Re, the leading onchain reinsurance protocol with $475+ million TVL, has conducted an internal cross-chain in

Read article →

April 28, 2026/7 min read

The Institutional Case for Onchain Reinsurance

Re is already operating at institutional scale as an onchain reinsurer with real underwriting performance, broker-driven distribution, and three years of regulatory infrastructure.

Read article →

April 14, 2026/5 min read

Resilience Foundation Subscribes for $100M Principal-At-Risk Note

On April 2, 2026, the Resilience Foundation transferred $100M into Cover Re SPC, Re’s supporting reinsurance company, via a surplus note…

Read article →

Announcements/April 10, 2026/1 min read

Welcoming Paul Rigby as our new General Counsel!

As Re scales, we’re building the team to match. Today, we’re excited to introduce our new General Counsel.

Read article →

April 7, 2026/6 min read

March Operating Update: Growth at Scale

We’re sharing an operating performance update to keep you informed on Re’s portfolio positioning, and approach to capital and risk as of…

Read article →

Ecosystem/April 2, 2026/4 min read

The Most Powerful Players in Insurance Are the Ones You’ve Never Heard Of

Insurance power doesn’t sit with the companies you see, it sits upstream with reinsurers who control capacity and dictate what the market…

Read article →

March 31, 2026/4 min read

From Disasters to Data, Re is Building a Live Ledger of Global Risk

Spin the globe on Re’s World’s Risk Ledger for ten seconds and you’ll see the pattern immediately. An earthquake flashes along the Pacific…

Read article →

March 18, 2026/6 min read

RWAs Are Becoming the Trust Layer for AI Agents: Re Builds What They Need to Scale

RWAs bring real world yield into crypto. But the bigger story is that they may become the infrastructure AI agents rely on to transact…

Read article →

March 18, 2026/9 min read

RWAs Are Becoming the Trust Layer for AI Agents

RWAs × AI Agents RWAs Are Becoming the Trust Layer for AI Agents, Re Builds What They Need to Scale RWAs bring real-world yield into crypto. But the bigger story is that they may become the infrastructure AI agents rely on to transact, allocate capital, and manage risk onchain. * While RWAs are framed as a way to bring stable yield into DeFi, their deeper role is as foundational infrastructure that connects blockchain to real-world economic activity. * Most tokenized RWAs

Read article →

March 13, 2026/4 min read

How Losses Flow at Re: Understanding the Senior & Junior Capital Structure

Re is turning underwriting into a capital stack backed by real-world insurance premiums. Here’s how reUSD, reUSDe, and Re’s capital layer…

Read article →

Ecosystem/March 10, 2026/3 min read

Re x Ink: Bridging Reinsurance Onchain, Starting With reUSD on Ink

Today, Re is announcing a collaboration with Ink, an Ethereum Layer 2 from the team that brought you Kraken.

Read article →

February 25, 2026/5 min read

Karn Saroya on House of Chimera: Can Reinsurance Become a Real-Time Capital Market?

Karn Saroya, CEO of Re, joined an X Space with House of Chimera to break down what reinsurance is, why it matters, and why bringing risk…

Read article →

February 19, 2026/4 min read

Climate Volatility Is Reshaping Reinsurance, Infrastructure Determines Who Can Scale

Insurance markets are tightening as volatility rises, pushing premiums up, coverage terms tighter, and some regions dropped entirely.

Read article →

February 17, 2026/6 min read

Premium-Backed Yield: A New Source of Stablecoin Returns Beyond Fees and Incentives

Stablecoin yield is not one category, it comes from five sources: incentives, fees and spreads, credit and intermediation, basis and carry…

Read article →

January 20, 2026/4 min read

Karn Saroya on The Rollup: How is Re Bringing Reinsurance Onchain at Real Scale?

Reinsurance underpins the global economy, and Re founder Karn Saroya explains why putting it onchain is not just logical, but inevitable:

Read article →

January 14, 2026/4 min read

Reinsurance Basics

Most people only ever see the surface of insurance. You buy a policy. You pay a premium. If something goes wrong, you file a claim and…

Read article →

January 12, 2026/3 min read

The State of the Reinsurance Market at Year-End 2025 — And How Re Is Navigating It

In 2025, the reinsurance market grew significantly in size, but returns became more constrained.

Read article →

January 6, 2026/4 min read

How Empires Learned to Survive Risk

Today, large systems are surprisingly resilient. Ships sink, cities flood, companies fail, and yet trade continues, with food still moving…

Read article →

December 30, 2025/5 min read

Re’s Year in Review: Scaling Reisurance Risk Onchain

The third quarter of 2025 established Re as a leading onchain reinsurance protocol. With a 92% combined ratio, $168.8M in written premiums…

Read article →

December 29, 2025/4 min read

Building Trust in Onchain Reinsurance: Inside Re’s Independent AUP Review

Re is built to bring reinsurance risk onchain and connect it with capital in a transparent and disciplined way. The infrastructure behind…

Read article →

December 16, 2025/4 min read

Inside Re’s Capital Stack: How reUSD and reUSDe Unlock Insurance Yield

The Re protocol is a decentralized reinsurance platform that bridges the reinsurance market with blockchain technology. This enables…

Read article →

December 15, 2025/3 min read

How Re Scales Reinsurance Capacity Through Selective, Capital-Gated Growth

Re has evaluated 187 potential reinsurance programs representing more than $18.3 billion in premiums so far this year. That figure…

Read article →

December 8, 2025/3 min read

GENIUS Sets the Standard, Strengthening Re’s Stablecoin Onramp

The GENIUS Act, passed in July 2025, is the U.S.’s first law focused on regulating payment stablecoins. Unlike broader crypto legislation…

Read article →

December 1, 2025/4 min read

The Predictable vs. The Catastrophic: Why Re Bets on Frequency, Not Severity

In DeFi, we’ve learned to distinguish between different types of risk. There’s a world of difference between providing liquidity to a…

Read article →

November 25, 2025/3 min read

Fed Printing Money: What It Means for Re, Crypto, and Onchain Reinsurance

The Federal Reserve is expanding the money supply again. On December 1, 2025, the Fed will officially end quantitative tightening, the…

Read article →

November 24, 2025/3 min read

Re Authorizes $134M in Reinsurance Heading into Peak Renewal Season

As we enter the busiest time of year in reinsurance, Re is moving forward with significant momentum: we’ve authorized $134 million in…

Read article →

November 20, 2025/2 min read

Why Workers’ Comp Matters: Real People, Real Stakes

Workers’ Compensation is one of those quiet systems most people never think about, until the moment something goes wrong. But when an…

Read article →

November 13, 2025/4 min read

Re Q3 2025: Connecting Risk to Capital

Re’s third quarter of 2025 marks a defining milestone in our mission to bridge decentralized finance with real-world insurance markets…

Read article →

November 12, 2025/3 min read

reUSD Liquidity Surpasses $10M on Pendle, and Now Expands to Morpho

Reinsurance yield continues its march across DeFi.

Read article →

November 10, 2025/4 min read

Re Is the Safe Harbour for Real-World Yield

Mirror, mirror on the wall, who’s the fairest of them all? It’s a question that could just as easily be asked of the modern decentralized…

Read article →

November 4, 2025/3 min read

Re x Spectra: Reinsurance Yield Becomes a Market

Reinsurance yield is about to get a lot more interesting.

Read article →

October 22, 2025/3 min read

reUSD Is Now Live as Collateral on Silo Finance

At Re, we’re excited to announce that reUSD is live on Silo Finance, unlocking new capital efficiency for holders across the Avalanche…

Read article →

October 15, 2025/2 min read

Re Integrates Chainlink Proof of Reserve To Enhance Transparency of Offchain Reinsurance Collateral

Re selected Chainlink as the firm’s preferred decentralized computing platform due to Chainlink’s proven track record of securely…

Read article →

October 7, 2025/3 min read

Why Re Audits Every Line: Our Security-First Infrastructure

Security is Foundation, Not an Afterthought

Read article →

October 6, 2025/3 min read

Introducing Capital Liquidity in Reinsurance

For decades, reinsurance has operated on an assumption few outside the industry would accept: that capital must be trapped. Allocators…

Read article →

August 16, 2023/2 min read

Smart Contracts and Crypto: Navigating Blockchain’s Transformative Impact on Underwriting

The reinsurance industry has made great strides over the decades to provide protection and peace of mind to customers. Though processes are…

Read article →

July 26, 2023/1 min read

We have a new Chief Underwriting Officer!

We are thrilled to welcome James Norris, FCAS, CERA as the new Chief Underwriting Officer at Re. With over 30 years of insurance and…

Read article →